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Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.

Auto Insurance For Operators Age 70 Or Older Is More Than Younger Drivers The insurance marketplace is one of the very few places where age could be used to differentiate between citizens based on their age. Insurance companies impose different premiums for different folks based on their age. If you are a 16 year man or a woman and you believe that you are going to be getting a healthier premium than your 22 year old best friend because you are better in assuming responsibility than him or her then you are making an incorrect theory. Insurers assess their insurance prices based on 'brackets' or categories of individuals grouped together with certain similar properties. These classes could differ based on a number of factors like age, marital status, gender, ZIP code, credit history etc. This summary is constricted in its scale to the age factor. Youth Operators Car Insurance: Under Age 18: This is the age category where insurance premium is the at the top. individuals in this age category pay as much as 175% to 250% far more than mature drivers. Since no one underneath age 18 may possess a CDL, any operator under the age of 18 running a vehicle that has business insurance coverage may be risking rejection of coverage in the event of an insurance claim. Age 18 Years to 20 Years: Men and women are still classified as youthful drivers, and they still have to pay greater prices than mature operators, however their rates are a great deal less than the previous bracket. At age 18 can own their CDL. Most insurers that possibly will look at them will not even look at there insurance application for policies that require interstate activities coverage. Insurance companies that accept them to be on a commercial policy will localize their insurance coverage to intrastate activities. Age 21 to 24: This is the last group in the classification of young operators. Insurance rates for private insurance begin to hold with most insurance companies, in comparison with premiums served to mature drivers. At age 21 years the majority commercial insurance carriers start to approve commercial auto insurance apps with interstate setting. All companies will add serious rate extra charge for commercial drivers under age 21 years, and some companies may mandate a specific period of expertise like 12 to 24 months of experience to evaluate them for insurance. Mature Operators: Age 25 years to 69 years: A large number of insurance companies impose comparable prices for this age category, although some insurance carriers begin to charge modest build up in their prices beyond age 60 years. Age does not seem to be significant for this category. Old Drivers: Above Age 70 Years: There are crucial researches made by insurance carriers and the National Highway Traffic Safety Administration- NHTSA www.nhtsa.gov which imply that persons over age 70 years begin to trigger more traffic accidents. For that reason, insurance companies take certain actions to apply the correct rate with the appropriate medical reports from them. Most commercial polices do not cover drivers above age 71 or 72 years. On the personal insurance level, the bulk companies avoid providing brand new polices for people over 76 years of age, and other companies make the insurance premium very excluding. What else can be done to diminish the effect of age on rates? There is not many things that you can do. Youth drivers and older operators are producing more highway accidents, relatively speaking, and they need to simply be charged for that. The majority of insurance carriers accept good student discounts for younger student operators, and other companies may accept part time driver status on their policy. For older operators, making sure that you have the proper medical statement that confirms the physical and mental fitness of the old person to operate the vehicle is necessary to give to the insurance representative. 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